Wednesday, February 20, 2008

Wild card!!!!!!!!

Just a few of my thoughts on health care quality today. I believe as a society we are jumping on the bandwagon and demanding the highest quality care we can receive at the lowest price possible. Yet, we aren't very willing to pay for the care. Everyone wants an instant fix, with the best outcome, but when the procedure costs an arm and a leg, we jump back and say "no"! Why is that? Why won't many Americans buy health insurance? BECAUSE THE PREMIUMS ARE TOO HIGH!!!! We feel as though we are healthy, haven't had the slightest inclination or need to visit the doctor in years, so we don't need it. Yes we do! If more people who are low-risk would purchase health plans, maybe, just maybe the premiums and cost of care would go down. You say well, what if I buy it, make my payments all year and use less than what I purchased? So what! It's better to be safe then sorry and maybe your insurance company will offer incentives, such as lower rates if you haven't used certain services during your year. You may not use the preventative care services offered in your plan, but what happens if you fall fatally ill on day? Insurance is purchased because of uncertainty; it creates a plan if the worse happens. You as well as your family are prepared to take care of life as you get better or receive treatment. It alleviates the financial bind you may fall into receiving medical care and often...tah-dah!...you have access to the best care you can afford. So in closing, I feel that we can't complain if we are willing to compromise. You have to give something to get something, so purchase insurance or some sort of health coverage and you will be able to get better care. Thank you.